📖 Your Book Bonus

Start with the free claim checklist

The single most urgent document set is the bank deceased-claim pack. Under the RBI's deceased-customer framework (in force from 2026), a nominee needs only three things to claim a deceased person's bank account:

• The bank's claim form (available at the branch or the bank's website)
• A certified copy of the death certificate
• The nominee's official ID and photograph

Banks must settle nominee claims within 15 days of receiving complete documents — delays on deposit claims attract compensation at Bank Rate + 4%.

Want the full kit?

The complete FamilyVault kit adds the private offline vault builder, the full printable workbook, and step-by-step claim checklists for LIC, EPFO, demat (CDSL/NSDL), mutual funds (CAMS/KFintech), lockers and property mutation.

See the FamilyVault kits — from ₹399